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The Best Insurance for Homeowners, Landlords, and Tenants

Whether you’re a homeowner, landlord, or tenant, getting the right insurance plan is one of the most important things you can do to protect your assets. Whether buying or renting, our clients frequently have questions. Such as, what’s the best insurance plan for Coastal North Carolina?

Fortunately, the Coastal Community Real Estate Group has fostered a close relationship with Wells Insurance, one of the most experienced insurance companies in the region, to provide you with the information you need for peace of mind. 

We reached out to Brunswick Forest’s onsite Wells Account Executive, Samantha Maynor, to share what you need to know about insurance coverage in Coastal North Carolina. 

1. What type of insurance policy do I need as a homeowner, landlord, or tenant insurance?

Homeowners In the event of a covered claim, homeowners insurance will pay for repair costs and reimburse you for additional living expenses incurred as a result of the loss (i.e. hotel, food, dry cleaning, etc.). Liability coverage provides legal protection in the event someone is injured on your property and takes legal action against you.

Landlords may purchase a landlord insurance policy, sometimes called a dwelling fire policy. Landlord insurance policies are designed to protect rental properties and rental income. These policies typically include property damage coverage, liability coverage, and loss of rental income coverage. Landlords may also choose to add coverage for tenant damage, legal fees, and other optional coverages, when available. 

Tenants may need to purchase renters insurance to protect their personal belongings and provide liability coverage in case of accidents or injuries on the rental property. Tenants may also choose to add coverage for valuables, identity theft, and other optional coverages.

2. Why should you use a local insurance agency for insurance coverage? 

Local insurance agencies provide their customers with local expertise, personalized service, and responsive claims handling. We have a deep understanding of the characteristics of the region which enables us to recommend the most suitable coverage options tailored to your specific needs. 

Whether you are in the initial stages of purchasing insurance coverage or filing claims, local insurance agents are typically more accessible for in-person meetings, consults, and personalized, step-by-step guidance with each client. And we don’t just stop at filing claims– local insurance agents tend to be more familiar with local repair services and can help homeowners through the claims process, ensuring a smoother and less stressful experience. 

Why is Wells the best choice for insurance coverage in Coastal North Carolina? 


Wells insurance offers unparalleled experience in the Coastal Carolinas and an extensive choice of coverage options. Our expertise enables us to identify and advise on the best insurance solutions tailored to client needs which translates into added peace of mind for homeowners and renters alike. 

As an independent agency, Wells Insurance has access to a wide selection of carriers, which allows us to provide more coverage options than many other agencies can offer. This means that homeowners, landlords, and renters can choose from a diverse range of insurance policies and coverage levels, with comprehensive and cost-effective protection for their properties. 
Give us a call at 855-902-9575 to learn more about insuring your coastal home and our partner agencies, or make an appointment online.